Candidates for Insurance Commissioner
The California Insurance Commissioner leads the Department of Insurance (CDI) to regulate the state's insurance industry, enforcing laws related to auto, home, and life insurance. They protect consumers by licensing agents, investigating fraud, mediating complaints, and ensuring company solvency. Key duties also include managing insurance availability in high-risk wildfire areas.
**Candidates are not arranged in a particular way. ESYCC is a nonpartisan organization and does not endorse any candidate. Priorities are taken directly from campaign websites.
***Note that this information is only a starting point. Many candidates have the same priorities, but may have different strategies, experience or interpretations. We highly encourage you to visit the websites of candidates (linked to their name) to learn more!
Priorities:
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Insurance accountability & coverage for homeowners
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Insurance commissioner transparency
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Strengthen consumer protections
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Wildfire protection & preparedness
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Supporting small businesses
Priorities:
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Lower costs & natural disaster insurance for all
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Guaranteed minimum coverage standard
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Statewide coverage calculator
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Fast & fair claims
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Freeze the rates after filing a claim
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Speed up payments
Priorities:
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Stabilizing the insurance market
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Post-disaster insurance compliance
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Transparency & accountability in the Department of Insurance
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Getting people off the FAIR plan
Priorities:
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Lead technology-centric reforms for insurance regulations
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Implement CAL Reinsure to eliminate FAIR plan
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Aggressive leadership on community safety & root cost drivers
Priorities:
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Restore competition & bring insurers back to California
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Expand insurance product availability
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Establish a new business division in the first 100 days
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Change focus of commissions to service
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Reduce costs through crack down on insurance fraud
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Ensure accurate replacement-cost estimates
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Streamline rate-approvals to hit national average
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Strengthen wildfire protection
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Reduce FAIR plan reliance
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Create unified disaster control center
Priorities:
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Transparency in insurance pricing
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Reward people who protect their homes
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Set a standard for home safety
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Rebuild insurance in high-risk markets
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Fix the FAIR plan
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Make rates make sense
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Working across state agencies
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Support safer moves for at-risk areas
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Equity & modernization
Priorities:
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Implement the California Catastrophe Reinsurance Partnership (CCRP)
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Stabilize insurance market
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Protect homeowners
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Address wildfire risk
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Support small businesses
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Improve transparency